.home-loan-page .project-main {
    padding: clamp(28px, 4vw, 48px) 0 50px;
}

.home-loan-page .project-main > section {
    width: 100%;
}

.home-loan-page {
    --loan-strip-bg: linear-gradient(135deg, var(--accent), var(--accent-2));
    --loan-strip-border: color-mix(in srgb, var(--accent-2) 60%, transparent);
    --loan-strip-text: #f8fafc;
    --loan-panel-pad: clamp(20px, 2vw, 26px);
    --loan-strip-pad-y: 8px;
    --loan-strip-pad-x: var(--loan-panel-pad);
    --loan-strip-min-height: 48px;
    background:
        linear-gradient(180deg, color-mix(in srgb, var(--accent-2) 7%, #ffffff) 0%, #ffffff 38%),
        #ffffff;
}

.home-loan-page main {
    gap: var(--home-section-gap);
}

.home-loan-page main > section {
    margin: 0;
}

.home-loan-page .panel {
    width: 100%;
    max-width: 100%;
    padding: var(--loan-panel-pad);
    margin-block: 0;
    border: 1px solid color-mix(in srgb, var(--accent) 10%, var(--border));
    border-radius: 30px;
    background:
        linear-gradient(180deg, rgba(255, 255, 255, 0.98), color-mix(in srgb, var(--surface-2) 44%, #ffffff)),
        var(--surface);
    box-shadow: 0 24px 70px rgba(15, 23, 42, 0.08);
    overflow: hidden;
}

.home-loan-page .panel > .panel-head {
    margin: calc(-1 * var(--loan-panel-pad)) calc(-1 * var(--loan-panel-pad)) 20px;
    padding: var(--loan-strip-pad-y) calc(var(--loan-strip-pad-x) + 6px);
    background: var(--loan-strip-bg);
    border: 1px solid var(--loan-strip-border);
    border-radius: 30px 30px 0 0;
    color: var(--loan-strip-text);
    min-height: var(--loan-strip-min-height);
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: flex-start;
}

.home-loan-page .panel > .panel-head :is(h2, h3) {
    margin: 0;
    color: var(--loan-strip-text);
    font-size: clamp(1rem, 0.7vw + 0.9rem, 1.15rem);
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.home-loan-page .panel > .panel-head .muted,
.home-loan-page .panel > .panel-head .emi-note {
    color: rgba(248, 250, 252, 0.85);
}

.home-loan-page .panel > .panel-head :is(h2, h3)::before,
.home-loan-page .panel > .panel-head :is(h2, h3)::after {
    display: none;
}

.home-loan-faq-panel {
    position: relative;
    overflow: hidden;
    background:
        radial-gradient(circle at top right, color-mix(in srgb, var(--accent-2) 14%, transparent), transparent 36%),
        linear-gradient(180deg, rgba(255, 255, 255, 0.98), color-mix(in srgb, var(--surface-2) 60%, #ffffff));
}

.home-loan-faq-panel::before {
    content: "";
    position: absolute;
    inset: auto -120px -160px auto;
    width: 320px;
    height: 320px;
    border-radius: 50%;
    background: radial-gradient(circle, color-mix(in srgb, var(--accent) 12%, transparent), transparent 70%);
    pointer-events: none;
}

.home-loan-faq-panel .panel-head {
    margin-bottom: 18px;
}

.home-loan-faq-kicker {
    margin: 0 0 6px;
    color: rgba(248, 250, 252, 0.82);
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
}

.home-loan-faq-layout {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: minmax(220px, 0.72fr) minmax(0, 1.28fr);
    gap: 20px;
    align-items: start;
}

.home-loan-faq-intro {
    display: grid;
    gap: 14px;
    padding: 18px;
    border-radius: 22px;
    border: 1px solid color-mix(in srgb, var(--accent) 10%, var(--border));
    background: rgba(255, 255, 255, 0.82);
}

.home-loan-faq-lead {
    margin: 0;
    font-size: 1rem;
    line-height: 1.7;
    color: var(--text-muted-8);
}

.home-loan-faq-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}

.home-loan-faq-chip {
    display: inline-flex;
    align-items: center;
    min-height: 34px;
    padding: 0 12px;
    border-radius: 999px;
    border: 1px solid color-mix(in srgb, var(--accent) 12%, var(--border));
    background: color-mix(in srgb, var(--surface) 86%, var(--accent-3) 14%);
    color: var(--accent-strong);
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.home-loan-faq-related {
    margin: 0;
    color: var(--text-muted-7);
}

.home-loan-faq-related a {
    color: var(--accent-strong);
    font-weight: 700;
    text-decoration: none;
}

.home-loan-faq-related a:hover {
    text-decoration: underline;
}

.nri-faq-list {
    display: grid;
    gap: 12px;
}

.nri-faq {
    border: 1px solid color-mix(in srgb, var(--accent) 10%, var(--border));
    border-radius: 20px;
    background: rgba(255, 255, 255, 0.88);
    overflow: hidden;
    box-shadow: 0 18px 40px rgba(15, 23, 42, 0.06);
    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
}

.nri-faq.open {
    border-color: color-mix(in srgb, var(--accent) 30%, var(--border));
    box-shadow: 0 22px 44px rgba(15, 23, 42, 0.1);
}

.nri-faq-question {
    width: 100%;
    padding: 18px 20px;
    background: transparent;
    border: none;
    display: grid;
    grid-template-columns: minmax(0, 1fr) auto;
    gap: 14px;
    align-items: start;
    color: var(--text);
    text-align: left;
    font-size: 1.03rem;
    font-weight: 700;
    line-height: 1.45;
    cursor: pointer;
}

.nri-faq-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 34px;
    height: 34px;
    border-radius: 50%;
    border: 1px solid color-mix(in srgb, var(--accent) 16%, var(--border));
    background: color-mix(in srgb, var(--surface) 84%, var(--accent-2) 16%);
    color: var(--accent-strong);
    font-size: 1.15rem;
    font-weight: 700;
    line-height: 1;
    flex-shrink: 0;
}

.nri-faq-answer {
    max-height: 0;
    opacity: 0;
    overflow: hidden;
    padding: 0 20px;
    color: var(--text-muted-7);
    transition: max-height 0.35s ease, opacity 0.24s ease, padding 0.24s ease;
}

.nri-faq-answer p {
    margin: 0;
    font-size: 0.98rem;
    line-height: 1.75;
}

.nri-faq.open .nri-faq-answer {
    max-height: 260px;
    opacity: 1;
    padding: 0 20px 18px;
}

.home-loan-banks .bank-list {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(154px, 1fr));
    gap: clamp(10px, 1.6vw, 14px);
    overflow: visible;
    padding-bottom: 0;
}

.home-loan-banks .bank-list::-webkit-scrollbar {
    height: 6px;
}

.home-loan-banks .bank-list::-webkit-scrollbar-thumb {
    background: var(--border);
    border-radius: 999px;
}

.bank-card {
    min-width: 0;
    min-height: 148px;
    border: 1px solid var(--border);
    border-radius: 18px;
    background: rgba(255, 255, 255, 0.92);
    padding: clamp(14px, 1.8vw, 18px) clamp(12px, 1.6vw, 14px);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-direction: column;
    gap: 12px;
    cursor: pointer;
    text-align: center;
    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
    appearance: none;
    font: inherit;
    color: inherit;
}

.bank-card:hover {
    border-color: var(--accent-3);
    transform: translateY(-1px);
    box-shadow: 0 18px 36px rgba(15, 23, 42, 0.1);
}

.bank-card.is-selected {
    border-color: var(--accent-strong);
    background: color-mix(in srgb, var(--surface) 82%, var(--accent-3) 18%);
    box-shadow: 0 18px 34px rgba(37, 99, 235, 0.16);
}

.bank-logo {
    width: clamp(56px, 7vw, 72px);
    height: clamp(56px, 7vw, 72px);
    border-radius: clamp(14px, 2vw, 18px);
    background: var(--surface-2);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.bank-logo img {
    max-width: 80%;
    max-height: 80%;
    object-fit: contain;
}

.bank-logo-fallback {
    font-weight: 800;
    color: var(--accent-strong);
}

.bank-name {
    font-weight: 700;
    color: var(--text);
    font-size: clamp(0.9rem, 0.6vw + 0.75rem, 1rem);
    line-height: 1.25;
    overflow-wrap: anywhere;
}

.home-loan-bottom {
    display: grid;
    grid-template-columns: minmax(0, 1.5fr) minmax(0, 0.9fr);
    gap: 20px;
    align-items: start;
    margin-top: 0;
}

.home-loan-bottom > .panel {
    min-width: 0;
}

.home-loan-form {
    position: sticky;
    top: 90px;
    align-self: start;
    height: fit-content;
    max-height: none;
    overflow: visible;
    transform: translateZ(0);
    backface-visibility: hidden;
}

.home-loan-form .success-banner {
    background: var(--surface-2);
    border: 1px solid var(--border);
    color: var(--text);
    padding: 10px 12px;
    border-radius: 12px;
    margin-bottom: 12px;
}

.selected-bank {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
    padding: 12px;
    border-radius: 14px;
    border: 1px dashed var(--border);
    background: var(--surface-2);
    margin-bottom: 16px;
}

.selected-logo {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: var(--surface);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    font-weight: 800;
    color: var(--accent-strong);
}

.selected-logo img {
    max-width: 70%;
    max-height: 70%;
    object-fit: contain;
}

.selected-label {
    font-size: 0.7rem;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--text);
}

.selected-name {
    font-weight: 700;
    word-break: break-word;
}

.selected-bank > div {
    min-width: 0;
}

.loan-form .form-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
    margin-bottom: 16px;
    width: 100%;
    min-width: 0;
}

.loan-form .field {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.loan-form .field.full {
    grid-column: 1 / -1;
}

.loan-form label {
    font-size: 0.78rem;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--text-muted-7);
    font-weight: 700;
}

.loan-form input,
.loan-form select,
.loan-form textarea {
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 11px 12px;
    background: var(--surface);
    font-size: 1rem;
    color: var(--text);
    width: 100%;
    max-width: 100%;
    display: block;
}

.loan-form textarea {
    resize: vertical;
}

.amount-words {
    margin-top: 6px;
    font-size: 0.78rem;
    color: var(--text-muted-5);
}

.emi-bank-row {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px;
    margin-top: 6px;
    margin-bottom: 12px;
}

.home-loan-page .emi-panel .panel-head {
    margin-bottom: 8px;
}

.emi-bank-card {
    border: 1px solid var(--border);
    border-radius: 14px;
    padding: 10px 12px;
    background: rgba(255, 255, 255, 0.92);
    display: grid;
    gap: 6px;
    min-width: 0;
}

.emi-bank-card.is-selected {
    border-color: var(--accent-3);
    box-shadow: 0 10px 24px rgba(96, 165, 250, 0.2);
}

.emi-bank-card .label {
    text-transform: uppercase;
    letter-spacing: 0.16em;
    font-size: 0.65rem;
    color: var(--text-muted-6);
}

.emi-bank-card strong {
    font-size: 1rem;
    color: var(--text);
    line-height: 1.25;
    overflow-wrap: anywhere;
}

.emi-bank-card .rate {
    font-size: 0.85rem;
    color: var(--text-muted-4);
}

.emi-bank-card .value {
    font-weight: 700;
    color: var(--accent-strong);
}

.emi-grid {
    display: grid;
    grid-template-columns: minmax(220px, 1.2fr) minmax(220px, 1fr);
    gap: 14px;
    align-items: start;
}

.emi-form label {
    display: block;
    font-weight: 700;
    font-size: 0.85rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--text-muted-8);
    margin: 12px 0 6px;
}

.emi-form input {
    width: 100%;
    max-width: 100%;
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 12px 14px;
    font-size: 1rem;
    background: var(--surface-2);
    color: var(--text);
}

.emi-results {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
    gap: 12px;
}

.emi-card {
    background: linear-gradient(180deg, var(--surface), var(--surface-5));
    border: 1px solid rgba(15, 23, 42, 0.08);
    border-radius: 14px;
    padding: 14px 16px;
    box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.7);
}

.emi-card .label {
    text-transform: uppercase;
    letter-spacing: 0.18em;
    font-size: 0.65rem;
    color: var(--text-muted-6);
}

.emi-card strong {
    display: block;
    font-size: clamp(1.05rem, 0.6vw + 0.9rem, 1.2rem);
    color: var(--accent-strong);
    margin-top: 6px;
}

@media (max-width: 720px) {
    .home-loan-page .panel > .panel-head {
        padding: 8px 12px;
    }

    .emi-bank-card strong {
        font-size: 0.95rem;
    }
}

@media (max-width: 980px) {
    .home-loan-bottom {
        grid-template-columns: 1fr;
    }

    .home-loan-form {
        position: static;
    }

    .emi-bank-row {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .loan-form .form-grid {
        grid-template-columns: 1fr;
    }

    .emi-grid {
        grid-template-columns: 1fr;
    }

    .home-loan-faq-layout {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 900px) {
    .home-loan-page .project-main {
        padding: 24px 0 40px;
    }
}

@media (max-width: 640px) {
    .emi-bank-row {
        grid-template-columns: 1fr;
    }

    .home-loan-page .project-main {
        padding: 0 0 40px;
    }

    .loan-form label {
        font-size: 0.72rem;
        letter-spacing: 0.1em;
    }

    .emi-form input {
        padding: 10px 12px;
    }

    .emi-card {
        padding: 12px 14px;
    }

    .home-loan-faq-intro {
        padding: 16px;
    }

    .nri-faq-question {
        padding: 16px;
        font-size: 0.98rem;
    }

    .nri-faq-answer {
        padding: 0 16px;
    }

    .nri-faq.open .nri-faq-answer {
        padding: 0 16px 16px;
    }
}

@media (max-width: 520px) {
    .home-loan-faq-panel,
    .home-loan-bottom > .panel,
    .selected-bank {
        border-radius: 20px;
    }

    .selected-bank {
        align-items: flex-start;
    }

    .home-loan-banks .bank-list {
        gap: 10px;
    }

    .bank-card {
        min-height: 136px;
    }

    .emi-results {
        grid-template-columns: 1fr;
    }
}
